For properties let to vulnerable households by private landlords

This is to enable decent homes standard improvements to be made to privately let properties occupied by a vulnerable tenant.

Loan assistance will be made available to households whose homes fail to meet the Decent Homes Standard. Eligible work covers work necessary to bring the property up to Decent Homes Standard.

To Qualify:

The following criteria must be met:

• The applicant must own the property.
• The tenant must meet the PSA7 definition of vulnerable.
  (i.e. be in receipt of a means tested or long term disability benefit).

Application and Procedure

South Hams District Council will approve referrals to be made to Wessex Home Improvement Loans following:

• An inspection of the property to ascertain Decent Homes Standard failings
• An initial financial assessment
• Proof of ownership being obtained
• A signed Certificate of Letting stating that the property is to be let for a period of 5 years to a vulnerable household and to be let at an affordable rent level.

Wessex Home Improvement Loans will make an assessment of the landlord’s financial circumstances and the amount of loan available will depend on the outcome of this assessment.  

All loans agreed will be on capital repayment terms only.

The minimum loan available is £1000.  There is no limit on the number on loans available; however, the maximum loan value is £15,000 for any one dwelling.

Conditions

As outlined in the loan agreement between the client and Wessex Home Improvement Loans. Loans are secured with a Local Land Charge against the property and this charge is only removed when the loan has been repaid.

Should you wish to apply for assistance, or for further details, please contact the Environmental Health Housing Team at: environmental.health@southhams.gov.uk or telephone us on 01803 861234.